California Mobile / Modular Home Lenders
Mobile Brokers 800-305-2014
Murphy Bank "John" 559-225-0318
Santiago Financial 800-232-3908
Bank of the West 510-791-0763
California Bank and Trust 510-785-6100
Dell Loans 916-962-7128
Dave Shanklin 916 256-2466
Are you a Veteran honorably discharged who served a minimum 90 days of active duty? A CalVet Loan Mobile home loan may be your best option. Requires 3% down with maximum loan or $175,000 Must not be rented space and other restrictions. Call 866- 653-2510 - Toll Free
Mobile and Modular Home Insurance Agents
Farmers Insurance 510-317-7706
Ca. Southwest800-992-6966 East County 925-757-4208 Ray Hudson 408-977-1622 Weible 800-653-5565
Formost insurance 800-532 4221
Mobile Home Manufacturers and Parts
Manufactured Homes - They are Not Tin Cans on Wheels - These Factory-built homes have suffered an image problem, but experts say they've become good investments. The one hurdle that remains is competitive financing.
Home Buying Directory
Home Selling Services
Buying a mobile home is different from buying a home or condo. Most Bay Area parks owners require a minimum income of 3 x the $500-1100 space rent plus 3 x the any loan payment to qualify to live in their park. If you planning to finance a mobile home that is not new or attached to a permanent foundation regular banks and mortgage brokers can not help you because banks treat them as personal property like a car. The average interest rates on mobile and modular homes is a couple % points above single family homes rates. The single wide mobiles epically the older ones are even harder to get loans on. (List of lenders are in the left margin)
May Communities have rent control limiting space rent increases. Building Codes are regulated by the HUD and not by local government thus quite different from your standard house.
A modular or manufactured homes have been built so that they are often difficult to tell them from a stick built home. Finding a space in a local mobile home park takes years on a waiting list and most often folks simply buy an old mobile and pull it out so they can put in your new modular home. When buying this type of homes the parks space rent can very widely with in the same park and some of the newer home can be on the property taxes roles as well. If you are placing a new Manufactured home on a lot of land it must be attached to a permanent foundation to get ordinary bank financing.
Renting a modular or mobile home in a bay area is seldom allowed by park management. Owner is expected to live in the home. An example a daughter wants to buy a mobile home for her mom would not be allowed in most parks because the daughter does not live there.
Also there are two kinds of parks, one designated for Senior and the other known as Family. The Family parks accept occupants of all ages and the senior parks only allow ownership by persons over 55 years old and seldom occupants under 18 years old.
See the links below for regulations, forms, building standards and installation tips.
FEDERAL CONSTRUCTION AND SAFETY STANDARDS
Since mid-1976, all manufactured homes have been constructed to meet the federal building standards adopted and administered by the U.S. Department of Housing and Urban Development. This national code is called the National Manufactured Home Construction and Safety Standards. The code regulates manufactured home design and construction, strength and durability, fire resistance, and energy efficiency. It also prescribes the performance standards for the heating, plumbing, air conditioning, thermal, and electrical systems.
If you would like to see photos of mobiles and Mobile parks in the East Bay Area go to this page Fremont Mobile Home Rent Control Hayward Mobile Home Rent Control
Mobile home parks In Alameda County California
Red F = Family or Red S Senior only parks
510 area code
A Street Trailer Park 280 W A St Hayward, CA (510) 785-9313
Bal Trailer Court 14831 Bancroft Ave # 20-B San Leandro, CA (510) 352-8152
Besaro Mobile Home Park 4141 Deep Creek Fremont 510 792 9797 S
Central Park West Union City 510 471-4455 F
Colonial Acres 17754 Meekland Ave Hayward Ca 94541 278-6008 F
Contental Mobile Home Park 28606 Huntwood Ave, Hayward 510 783 0150 F
Del Rio Mobile Home Park 1550 162nd Ave San Leandro, CA (510) 481-1009
Eden Gardens Estates 1150 W Winton Ave Hayward, CA (510) 783-4433
Eden Roc 28389 Bradshire Rd. Hayward 510 782 9721 F
Georga Manor 1419 Buckingham Way, Hayward Ca 94544 510-785-2212 S
Hayward Mobile Country Club 1200 W Winton Ave Hayward, CA (510) 783-9500 S
Hesperian Trailer Park 15263 Hesperian Blvd # 57 San Leandro, CA (510) 895-9907
Hidden Trailer Park 651 W A St # 29 Hayward, CA (510) 783-3393
Mission Bay 15333 Wicks Blvd San Leandro, CA (510) 352-4433 S
Niles Canyon Mobile Home Park 711 Old Canyon RD Fremont 510 792 7303 S
Paradise Trailer Court 16115 E 14th St # 2 San Leandro, CA (510) 276-4838
Pines Trailer Park in Cottages 1422 168th Ave San Leandro, CA (510) 276-8455
Pueblo Springs 27930 Pueblo Springs Hayward, CA (510) 786-2791 F
Salel Mobile Home Court 747 Lewelling Blvd San Leandro, CA (510) 351-8363
San Leandro Court 2470 Washington Ave San Leandro, CA (510) 614-5875
Sandev Mobile Home in RV 2100 Lewelling Blvd San Leandro, CA (510) 352-1334 F
SHADY HAVENS R.V.PARK 19150 Hesperian BLVD Hayward CA. 94541
Southlake Mobile Home Park Fremont 510 651 0990 F
SPANISH RANCH II 121 Ranchero Way, Hayward 510 886 4646 S
Trailer Haven 2399 East 14th Street, #4, San Leandro -Ca (510) 357-3235 F
The Tropics 33000 Almaden Blvd Union City 510 471 8550 S Find your park in the 925, 650, 408 area code at this link Should you find a park that is not listed or has changed their phone number please let me know and I will be glad to update my page. E-Mail or Contact Scott Harrison Realtor
Cell at 510-388-4536